:root {
    --dark-bg: #0b2521;
    --card-bg: #0e2e2a;
    --kin-green: #2e7d32;
    --kin-purple: #6a1b9a;
    --kin-accent: #25d366;
    --glass: rgba(255, 255, 255, 0.05);
    --white: #ffffff;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: 'Plus Jakarta Sans', sans-serif; background: var(--dark-bg); color: var(--white); line-height: 1.6; overflow-x: hidden; }

/* Navbar */
.navbar { padding: 20px 8%; position: sticky; top: 0; background: rgba(11, 37, 33, 0.95); backdrop-filter: blur(15px); z-index: 1000; border-bottom: 1px solid var(--glass); }
.nav-container { display: flex; justify-content: space-between; align-items: center; max-width: 1400px; margin: 0 auto; }
.nav-logo { height: 75px; }
.nav-links { display: flex; gap: 40px; list-style: none; align-items: center; }
.nav-links a { color: var(--white); text-decoration: none; font-weight: 500; font-size: 0.95rem; }
.nav-links a.active { color: var(--kin-accent); }
.nav-cta { background: var(--kin-green); padding: 12px 25px; border-radius: 50px; font-weight: 700 !important; }

/* Hero */
.hero { padding: 100px 8% 120px; background: radial-gradient(circle at top right, #1a4d45, var(--dark-bg)); }
.hero-wrapper { display: flex; align-items: center; gap: 60px; max-width: 1400px; margin: 0 auto; }
.hero-content { flex: 1.2; }
.hero-content h1 { font-size: 4rem; font-weight: 800; line-height: 1.1; margin: 20px 0; }
.hero-content h1 span { color: var(--kin-accent); }
.badge { background: var(--glass); color: var(--kin-accent); padding: 8px 18px; border-radius: 50px; font-size: 0.8rem; display: inline-block; font-weight: 700; border: 1px solid var(--glass); margin-bottom: 15px; }

.btn-primary { background: linear-gradient(90deg, var(--kin-green), #43a047); color: white; padding: 18px 40px; border-radius: 50px; text-decoration: none; font-weight: 800; display: inline-block; }
.btn-secondary { border: 1.5px solid var(--kin-accent); color: var(--kin-accent); padding: 18px 40px; border-radius: 50px; text-decoration: none; font-weight: 800; display: inline-block; margin-left: 15px; }

.hero-visual { flex: 0.8; position: relative; }
.main-hero-img { width: 100%; border-radius: 40px; box-shadow: 0 30px 60px rgba(0,0,0,0.5); object-fit: contain; }
.floating-badge { position: absolute; bottom: -20px; left: -20px; background: var(--white); color: var(--dark-bg); padding: 25px; border-radius: 25px; }

/* Stats Bar */
.stats-row { display: flex; justify-content: space-around; padding: 60px 8%; background: #081d19; border-radius: 40px; margin: 0 5%; }
.stat-box { text-align: center; }
.stat-box strong { font-size: 2.5rem; color: var(--kin-accent); display: block; }

/* Success Gallery */
.success-stories { padding: 80px 8%; text-align: center; }
.image-mosaic { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 20px; margin-top: 40px; }
.mosaic-item img { width: 100%; height: 300px; object-fit: cover; border-radius: 20px; transition: 0.3s; }
.mosaic-item img:hover { transform: scale(1.05); }

/* Steps Section */
.steps-section { padding: 100px 8%; text-align: center; background: #081d19; border-radius: 60px; margin: 80px 4%; }
.steps-container { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 25px; margin-top: 60px; }
.step-card { background: var(--glass); padding: 40px 25px; border-radius: 30px; border: 1px solid var(--glass); }
.step-card span { font-size: 2rem; font-weight: 800; color: var(--kin-accent); display: block; margin-bottom: 10px; }

/* Grid Sections */
.foundation-grid, .services-modern-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 40px; padding: 60px 8%; max-width: 1400px; margin: 0 auto; }
.f-card, .loan-glass-card { background: var(--card-bg); border-radius: 40px; border: 1px solid var(--glass); transition: 0.4s; }
.f-card { padding: 50px; text-align: center; }
.loan-glass-card { overflow: hidden; }
.loan-glass-card:hover { transform: translateY(-15px); border-color: var(--kin-accent); }
.loan-glass-card img { width: 100%; height: 260px; object-fit: cover; }
.card-body { padding: 30px; }
.freq-tag { color: var(--kin-accent); font-weight: bold; font-size: 0.8rem; margin-bottom: 10px; display: block; }

/* Contact Page */
.contact-hero { padding: 100px 8%; display: flex; align-items: center; }
.contact-container { display: flex; gap: 80px; max-width: 1400px; margin: 0 auto; align-items: center; }
.method-item { display: flex; align-items: center; background: var(--glass); padding: 30px; border-radius: 25px; margin-top: 30px; }
.office-preview { width: 100%; border-radius: 40px; box-shadow: 0 40px 80px rgba(0,0,0,0.4); }

/* Footer */
.footer-premium { background: #051412; padding: 80px 8% 40px; border-top: 1px solid var(--glass); }
.footer-content { display: flex; justify-content: space-between; max-width: 1400px; margin: 0 auto; padding-bottom: 40px; border-bottom: 1px solid var(--glass); }
.footer-logo { height: 65px; margin-bottom: 20px; }
.footer-bottom { text-align: center; color: #888; margin-top: 40px; font-size: 0.8rem; }

@media (max-width: 992px) {
    .hero-wrapper, .contact-container, .stats-row { flex-direction: column; text-align: center; }
    .btn-secondary { margin-left: 0; margin-top: 15px; }
    .nav-links { display: none; }
}